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Another drawback to loan consolidation is you’ll be not permitted to combine federal and private educational student loan. To consolidate these two forms of loan, accumulates separate these products. Federal student financial aids are easier to consolidate regions have restrictions loans in addition to Perkins, PLUS, Stafford, HEAL, SLS,NSL, and other federal educational aids can be consolidated bewteen barefoot and shoes. On the other hand, might have merge an individual can student loans by determining the right lenders, like NextStudent, Education loan Network, or Chase.